April 27, 2018, 7:03 am
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1 Philippine Peso = 0.07067 UAE Dirham
1 Philippine Peso = 2.04214 Albanian Lek
1 Philippine Peso = 0.03425 Neth Antilles Guilder
1 Philippine Peso = 0.39475 Argentine Peso
1 Philippine Peso = 0.02545 Australian Dollar
1 Philippine Peso = 0.03425 Aruba Florin
1 Philippine Peso = 0.03848 Barbados Dollar
1 Philippine Peso = 1.61997 Bangladesh Taka
1 Philippine Peso = 0.03093 Bulgarian Lev
1 Philippine Peso = 0.00725 Bahraini Dinar
1 Philippine Peso = 33.69213 Burundi Franc
1 Philippine Peso = 0.01924 Bermuda Dollar
1 Philippine Peso = 0.02511 Brunei Dollar
1 Philippine Peso = 0.13181 Bolivian Boliviano
1 Philippine Peso = 0.06731 Brazilian Real
1 Philippine Peso = 0.01924 Bahamian Dollar
1 Philippine Peso = 1.27622 Bhutan Ngultrum
1 Philippine Peso = 0.18873 Botswana Pula
1 Philippine Peso = 385.22224 Belarus Ruble
1 Philippine Peso = 0.03844 Belize Dollar
1 Philippine Peso = 0.02475 Canadian Dollar
1 Philippine Peso = 0.01901 Swiss Franc
1 Philippine Peso = 11.59746 Chilean Peso
1 Philippine Peso = 0.12188 Chinese Yuan
1 Philippine Peso = 54.13893 Colombian Peso
1 Philippine Peso = 10.81297 Costa Rica Colon
1 Philippine Peso = 0.01924 Cuban Peso
1 Philippine Peso = 1.75101 Cape Verde Escudo
1 Philippine Peso = 0.40451 Czech Koruna
1 Philippine Peso = 3.40254 Djibouti Franc
1 Philippine Peso = 0.11828 Danish Krone
1 Philippine Peso = 0.95228 Dominican Peso
1 Philippine Peso = 2.20275 Algerian Dinar
1 Philippine Peso = 0.24835 Estonian Kroon
1 Philippine Peso = 0.33981 Egyptian Pound
1 Philippine Peso = 0.52376 Ethiopian Birr
1 Philippine Peso = 0.01587 Euro
1 Philippine Peso = 0.03935 Fiji Dollar
1 Philippine Peso = 0.01378 Falkland Islands Pound
1 Philippine Peso = 0.01381 British Pound
1 Philippine Peso = 0.08579 Ghanaian Cedi
1 Philippine Peso = 0.89994 Gambian Dalasi
1 Philippine Peso = 173.19607 Guinea Franc
1 Philippine Peso = 0.14116 Guatemala Quetzal
1 Philippine Peso = 3.98422 Guyana Dollar
1 Philippine Peso = 0.15097 Hong Kong Dollar
1 Philippine Peso = 0.45338 Honduras Lempira
1 Philippine Peso = 0.11771 Croatian Kuna
1 Philippine Peso = 1.2411 Haiti Gourde
1 Philippine Peso = 4.96671 Hungarian Forint
1 Philippine Peso = 267.13488 Indonesian Rupiah
1 Philippine Peso = 0.06892 Israeli Shekel
1 Philippine Peso = 1.28763 Indian Rupee
1 Philippine Peso = 22.78237 Iraqi Dinar
1 Philippine Peso = 808.15854 Iran Rial
1 Philippine Peso = 1.95209 Iceland Krona
1 Philippine Peso = 2.37271 Jamaican Dollar
1 Philippine Peso = 0.01363 Jordanian Dinar
1 Philippine Peso = 2.10216 Japanese Yen
1 Philippine Peso = 1.92419 Kenyan Shilling
1 Philippine Peso = 1.32033 Kyrgyzstan Som
1 Philippine Peso = 77.1599 Cambodia Riel
1 Philippine Peso = 7.74909 Comoros Franc
1 Philippine Peso = 17.31768 North Korean Won
1 Philippine Peso = 20.73446 Korean Won
1 Philippine Peso = 0.00578 Kuwaiti Dinar
1 Philippine Peso = 0.01578 Cayman Islands Dollar
1 Philippine Peso = 6.31441 Kazakhstan Tenge
1 Philippine Peso = 159.45738 Lao Kip
1 Philippine Peso = 28.95901 Lebanese Pound
1 Philippine Peso = 3.03079 Sri Lanka Rupee
1 Philippine Peso = 2.52088 Liberian Dollar
1 Philippine Peso = 0.23908 Lesotho Loti
1 Philippine Peso = 0.05866 Lithuanian Lita
1 Philippine Peso = 0.01194 Latvian Lat
1 Philippine Peso = 0.02571 Libyan Dinar
1 Philippine Peso = 0.17834 Moroccan Dirham
1 Philippine Peso = 0.3172 Moldovan Leu
1 Philippine Peso = 0.97229 Macedonian Denar
1 Philippine Peso = 25.57245 Myanmar Kyat
1 Philippine Peso = 45.98807 Mongolian Tugrik
1 Philippine Peso = 0.15549 Macau Pataca
1 Philippine Peso = 6.79238 Mauritania Ougulya
1 Philippine Peso = 0.64845 Mauritius Rupee
1 Philippine Peso = 0.2996 Maldives Rufiyaa
1 Philippine Peso = 13.77275 Malawi Kwacha
1 Philippine Peso = 0.36266 Mexican Peso
1 Philippine Peso = 0.07533 Malaysian Ringgit
1 Philippine Peso = 0.239 Namibian Dollar
1 Philippine Peso = 6.90783 Nigerian Naira
1 Philippine Peso = 0.5965 Nicaragua Cordoba
1 Philippine Peso = 0.15376 Norwegian Krone
1 Philippine Peso = 2.05118 Nepalese Rupee
1 Philippine Peso = 0.02719 New Zealand Dollar
1 Philippine Peso = 0.0074 Omani Rial
1 Philippine Peso = 0.01924 Panama Balboa
1 Philippine Peso = 0.06226 Peruvian Nuevo Sol
1 Philippine Peso = 0.06253 Papua New Guinea Kina
1 Philippine Peso = 1 Philippine Peso
1 Philippine Peso = 2.22244 Pakistani Rupee
1 Philippine Peso = 0.06713 Polish Zloty
1 Philippine Peso = 106.81739 Paraguayan Guarani
1 Philippine Peso = 0.07004 Qatar Rial
1 Philippine Peso = 0.07398 Romanian New Leu
1 Philippine Peso = 1.20728 Russian Rouble
1 Philippine Peso = 16.27497 Rwanda Franc
1 Philippine Peso = 0.07215 Saudi Arabian Riyal
1 Philippine Peso = 0.15075 Solomon Islands Dollar
1 Philippine Peso = 0.25842 Seychelles Rupee
1 Philippine Peso = 0.34734 Sudanese Pound
1 Philippine Peso = 0.1666 Swedish Krona
1 Philippine Peso = 0.02553 Singapore Dollar
1 Philippine Peso = 0.01378 St Helena Pound
1 Philippine Peso = 0.42728 Slovak Koruna
1 Philippine Peso = 150.08659 Sierra Leone Leone
1 Philippine Peso = 10.83317 Somali Shilling
1 Philippine Peso = 389.09177 Sao Tome Dobra
1 Philippine Peso = 0.16837 El Salvador Colon
1 Philippine Peso = 9.90918 Syrian Pound
1 Philippine Peso = 0.23902 Swaziland Lilageni
1 Philippine Peso = 0.60785 Thai Baht
1 Philippine Peso = 0.04673 Tunisian Dinar
1 Philippine Peso = 0.04257 Tongan paʻanga
1 Philippine Peso = 0.07818 Turkish Lira
1 Philippine Peso = 0.13 Trinidad Tobago Dollar
1 Philippine Peso = 0.57066 Taiwan Dollar
1 Philippine Peso = 43.7945 Tanzanian Shilling
1 Philippine Peso = 0.50356 Ukraine Hryvnia
1 Philippine Peso = 71.29113 Ugandan Shilling
1 Philippine Peso = 0.01924 United States Dollar
1 Philippine Peso = 0.54531 Uruguayan New Peso
1 Philippine Peso = 155.05099 Uzbekistan Sum
1 Philippine Peso = 1284.77966 Venezuelan Bolivar
1 Philippine Peso = 438.02193 Vietnam Dong
1 Philippine Peso = 2.04753 Vanuatu Vatu
1 Philippine Peso = 0.04934 Samoa Tala
1 Philippine Peso = 10.40485 CFA Franc (BEAC)
1 Philippine Peso = 0.05195 East Caribbean Dollar
1 Philippine Peso = 10.40485 CFA Franc (BCEAO)
1 Philippine Peso = 1.88359 Pacific Franc
1 Philippine Peso = 4.80854 Yemen Riyal
1 Philippine Peso = 0.23908 South African Rand
1 Philippine Peso = 99.85568 Zambian Kwacha
1 Philippine Peso = 6.96363 Zimbabwe dollar

Five technologies that will define 2018 for PH

DIGITAL transformation in the Philippines is expected to accelerate exponentially this year. 

The many opportunities made available by planned improvement in connectivity and various tools available on Cloud services such as Amazon Web Services, protocols triggered by Blockchain and functionalities offered by artificial intelligence and chatbots are now ripe for the picking.

Checking around the many university-promoted hackathons and those created by incubators and start-up searchers there are so many needs to be answered and so many ways to execute a life-changing app. The Filipino developer can create the next Uber or Airbnb. But where could one find the next big thing?

To rationalize this question, consider these ten technologies that I believe will quickly transform 2018 digitally.

BLOCKCHAIN now also known as the “second Internet,” eliminates all manual processes of recording, reviewing and reconciling transactions using an irrevocable ledger. Blockchain provides the scalability, security, agility, reliability and efficiency to make business and individual transactions immutable and completely trustworthy. 

Blockchain transactions are valid individually through what is known as a distributed ledger. This individual proof of validity is also the authorization to make or constrain changes and enforce common changes. A consensus mechanism, developed and run by all parties involved will ensure security fabric for real time transactions can be verified by all those involved in the transaction.

Banks, financing institutions are the obvious beneficiaries of Blockchain but the technology will be advantageous to other industries and sectors as well. In education, it be used to securely conduct online classes and examinations. For government, one use is the creation of a national identification system via a digital identity protocol. For business and enterprise the 

In fact, cryptocurrency is based on and protected by Blockchain. Of the current applications for a distributed ledger, it is the management and use of cryptocurrency that may be the focus of developers in 2018.

Expect companies like Amihan and Hyperledger to lead the developments on Blockchain. Unionbank, with its Ark concept will also lead the next generation of banks, creating a new space for financial transactions.

BUSINESS BOTS will be the next target of Filipino developers. And why not? The country is one of the business process outsourcing centers in Asia and developing chatbots using Artificial Intelligence (AI) is just going to be relevant. Not that chatbots will replace humans in a call center. The idea of taking out routine tasks and assigning these to a conversing robot will make work more focused on tasks that need actual human interaction and understanding. 

Creative Pinoy developers can quickly create bots that can, for example, converse over an e-commerce platform like PoundIt. It can talk in English or Tagalog and can understand the customer’s need and intent, while it goes into a conversational state, instead of a typed or texted form. Filipinos love to talk and ask questions so Machine Learning (ML) and image recognition are key to this business bot. It must be able to respond intelligently. An agile system is necessary to make this integration work.

Now, readily available from Amazon Web Services (AWS) are services that make it easy to create a business bot. Using devices like Amazon Alexa and connecting the technology to Amazon Lex (a speech recognition service), Polly (for text to speech conversion) and Rekognition (image recognition) developers can shorten the work of developing applications with real time and meaning conversation with machines for routine tasks such as securing a boarding pass or getting a movie ticket. 

THE SUPER APP is a term I use in the development of on-demand apps that manage our time and location. 

Filipino developers I have met are always on the lookout for the next big app. Something the size of Uber or AirBnb. But the business model I believe must be more local—more attuned to the needs of the common Pinoy, like a commuting app that assures an empty seat on a UV Express, or a locator of the bus you need to get home or an app that keeps your place in a queue while in a medical center for a check up or the same place in the line at the bus terminal while you get a drink at the nearby 7-11. Even an app that tells the health condition of the frail MRT.

These on demand apps need quick development and quicker turnaround. Observing developers at hackathons is indicative of just how fast the Filipino developers works. Here is an example needed coming from a quick online survey or harassed commuters and students.

 A laundry app, beauty services app, UV express “pila” app, coming late to work (or school) app with a geolocator and time in and out, book sale app, vacant dorm and room-for-rent app. Why with Blockchain we can even vote using an app.

INTERNET OF THINGS makes life easy and smart. Thus the idea of controlling lights, opening doors, turning on appliances is already commonplace. Here will be over 20 billion IoT devices by 2020

Thus the idea of smart cities, smart home, e-retail, and e-health services is quickly moving. The strongest platform of IoT is the most common operating system—Android. Google’s “Android Things” allows faster take up and adoption of IoT. The host of devices, sensors, connectors, processors have also gone up while the prices have gone down. And since IoT is developing rapidly, the hardware makers, cognizant of the security impact it will have in the future have started to develop these with built in security features. 

IBM Watson, Intel Edison, Amazon Dash, the Arduino and Raspberry Pi have opened doors to programmers and developers to study and connect with the vast amount of information and apps already developed. Platforms on AWS, Microsoft Azure, Google Cloud Platform offer an open source environment to maximize the use and application of IoTs. 

Watch how the Pinoy developer, the likes of E-Science comes into this ecosystem with force in 2018.

GAMING is one field where the Filipino developer and game player excel. We have seen Filipinos dominating eSports activities globally. But we have also seen Filipino game developers slowly coming into the game app world with heroic attempts. Part of this gaming development is
Virtual Reality (VR) and Augmented Reality (AR).

Both technologies have redefined gaming and this has continued with gaming trends like Pokemon Go, which seemed to have lost some steam. Nevertheless, global research has predicted that AR and VR will generate $150 billion in revenue by 2020. 

Filipino developers must pursue this potential market. It is not limited to developers as even content is now being pushed with AR behind videos such at those produced using Amazon Go in the field of e-commerce.

I see companies like Synergy 88 at the forefront of gaming development using these technologies.

A caveat though.

I have observed that many developers, mesmerized by making millions of pesos from app development seem to be looking at making money instead of answering a demand or need. I believe this tramples on the development process.

For example, an excellent transport booking app designed for the daily traveller is not getting off the ground because the developer is more concerned towards selling (the process) or monetizing (by advertising) on this proof of concept rather than delivering code and functionality that considers real world situations (spotty Internet, payment systems) and security. Actual performance maybe there, but because of monetization, the transformative reality seemingly taking the backseat.

There is nothing wrong about monetization. Great technology fit to answer a need will necessarily deliver profit. (Raymond G.B. Tribdino)
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