April 20, 2018, 11:04 am
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1 Philippine Peso = 0.07053 UAE Dirham
1 Philippine Peso = 1.99923 Albanian Lek
1 Philippine Peso = 0.03418 Neth Antilles Guilder
1 Philippine Peso = 0.38677 Argentine Peso
1 Philippine Peso = 0.02467 Australian Dollar
1 Philippine Peso = 0.03418 Aruba Florin
1 Philippine Peso = 0.03841 Barbados Dollar
1 Philippine Peso = 1.59228 Bangladesh Taka
1 Philippine Peso = 0.03034 Bulgarian Lev
1 Philippine Peso = 0.00724 Bahraini Dinar
1 Philippine Peso = 33.62742 Burundi Franc
1 Philippine Peso = 0.0192 Bermuda Dollar
1 Philippine Peso = 0.02503 Brunei Dollar
1 Philippine Peso = 0.13175 Bolivian Boliviano
1 Philippine Peso = 0.06526 Brazilian Real
1 Philippine Peso = 0.0192 Bahamian Dollar
1 Philippine Peso = 1.26032 Bhutan Ngultrum
1 Philippine Peso = 0.18403 Botswana Pula
1 Philippine Peso = 384.48243 Belarus Ruble
1 Philippine Peso = 0.03837 Belize Dollar
1 Philippine Peso = 0.02421 Canadian Dollar
1 Philippine Peso = 0.01858 Swiss Franc
1 Philippine Peso = 11.41406 Chilean Peso
1 Philippine Peso = 0.12052 Chinese Yuan
1 Philippine Peso = 52.12791 Colombian Peso
1 Philippine Peso = 10.7778 Costa Rica Colon
1 Philippine Peso = 0.0192 Cuban Peso
1 Philippine Peso = 1.71039 Cape Verde Escudo
1 Philippine Peso = 0.39282 Czech Koruna
1 Philippine Peso = 3.39601 Djibouti Franc
1 Philippine Peso = 0.11551 Danish Krone
1 Philippine Peso = 0.94891 Dominican Peso
1 Philippine Peso = 2.1798 Algerian Dinar
1 Philippine Peso = 0.24262 Estonian Kroon
1 Philippine Peso = 0.33916 Egyptian Pound
1 Philippine Peso = 0.52276 Ethiopian Birr
1 Philippine Peso = 0.01551 Euro
1 Philippine Peso = 0.03865 Fiji Dollar
1 Philippine Peso = 0.01348 Falkland Islands Pound
1 Philippine Peso = 0.01349 British Pound
1 Philippine Peso = 0.08525 Ghanaian Cedi
1 Philippine Peso = 0.89975 Gambian Dalasi
1 Philippine Peso = 172.80584 Guinea Franc
1 Philippine Peso = 0.14089 Guatemala Quetzal
1 Philippine Peso = 3.95007 Guyana Dollar
1 Philippine Peso = 0.15072 Hong Kong Dollar
1 Philippine Peso = 0.45249 Honduras Lempira
1 Philippine Peso = 0.11491 Croatian Kuna
1 Philippine Peso = 1.24505 Haiti Gourde
1 Philippine Peso = 4.8093 Hungarian Forint
1 Philippine Peso = 264.60534 Indonesian Rupiah
1 Philippine Peso = 0.06739 Israeli Shekel
1 Philippine Peso = 1.26727 Indian Rupee
1 Philippine Peso = 22.73862 Iraqi Dinar
1 Philippine Peso = 806.60649 Iran Rial
1 Philippine Peso = 1.91031 Iceland Krona
1 Philippine Peso = 2.37565 Jamaican Dollar
1 Philippine Peso = 0.01361 Jordanian Dinar
1 Philippine Peso = 2.06171 Japanese Yen
1 Philippine Peso = 1.92145 Kenyan Shilling
1 Philippine Peso = 1.32194 Kyrgyzstan Som
1 Philippine Peso = 76.97331 Cambodia Riel
1 Philippine Peso = 7.61206 Comoros Franc
1 Philippine Peso = 17.28442 North Korean Won
1 Philippine Peso = 20.40042 Korean Won
1 Philippine Peso = 0.00575 Kuwaiti Dinar
1 Philippine Peso = 0.01575 Cayman Islands Dollar
1 Philippine Peso = 6.25043 Kazakhstan Tenge
1 Philippine Peso = 158.93989 Lao Kip
1 Philippine Peso = 28.9034 Lebanese Pound
1 Philippine Peso = 2.99693 Sri Lanka Rupee
1 Philippine Peso = 2.50451 Liberian Dollar
1 Philippine Peso = 0.22892 Lesotho Loti
1 Philippine Peso = 0.05855 Lithuanian Lita
1 Philippine Peso = 0.01192 Latvian Lat
1 Philippine Peso = 0.02543 Libyan Dinar
1 Philippine Peso = 0.17577 Moroccan Dirham
1 Philippine Peso = 0.31452 Moldovan Leu
1 Philippine Peso = 0.94968 Macedonian Denar
1 Philippine Peso = 25.52333 Myanmar Kyat
1 Philippine Peso = 45.86134 Mongolian Tugrik
1 Philippine Peso = 0.15521 Macau Pataca
1 Philippine Peso = 6.76013 Mauritania Ougulya
1 Philippine Peso = 0.64144 Mauritius Rupee
1 Philippine Peso = 0.29902 Maldives Rufiyaa
1 Philippine Peso = 13.70175 Malawi Kwacha
1 Philippine Peso = 0.35007 Mexican Peso
1 Philippine Peso = 0.07459 Malaysian Ringgit
1 Philippine Peso = 0.22915 Namibian Dollar
1 Philippine Peso = 6.87536 Nigerian Naira
1 Philippine Peso = 0.59554 Nicaragua Cordoba
1 Philippine Peso = 0.14884 Norwegian Krone
1 Philippine Peso = 2.01652 Nepalese Rupee
1 Philippine Peso = 0.02629 New Zealand Dollar
1 Philippine Peso = 0.00739 Omani Rial
1 Philippine Peso = 0.0192 Panama Balboa
1 Philippine Peso = 0.06176 Peruvian Nuevo Sol
1 Philippine Peso = 0.06241 Papua New Guinea Kina
1 Philippine Peso = 1 Philippine Peso
1 Philippine Peso = 2.21836 Pakistani Rupee
1 Philippine Peso = 0.06459 Polish Zloty
1 Philippine Peso = 106.04187 Paraguayan Guarani
1 Philippine Peso = 0.0699 Qatar Rial
1 Philippine Peso = 0.07223 Romanian New Leu
1 Philippine Peso = 1.16816 Russian Rouble
1 Philippine Peso = 16.22066 Rwanda Franc
1 Philippine Peso = 0.07202 Saudi Arabian Riyal
1 Philippine Peso = 0.14768 Solomon Islands Dollar
1 Philippine Peso = 0.25792 Seychelles Rupee
1 Philippine Peso = 0.34667 Sudanese Pound
1 Philippine Peso = 0.161 Swedish Krona
1 Philippine Peso = 0.02513 Singapore Dollar
1 Philippine Peso = 0.01349 St Helena Pound
1 Philippine Peso = 0.42646 Slovak Koruna
1 Philippine Peso = 146.53351 Sierra Leone Leone
1 Philippine Peso = 10.79316 Somali Shilling
1 Philippine Peso = 380.06338 Sao Tome Dobra
1 Philippine Peso = 0.16804 El Salvador Colon
1 Philippine Peso = 9.89015 Syrian Pound
1 Philippine Peso = 0.22917 Swaziland Lilageni
1 Philippine Peso = 0.599 Thai Baht
1 Philippine Peso = 0.04602 Tunisian Dinar
1 Philippine Peso = 0.04292 Tongan paʻanga
1 Philippine Peso = 0.07736 Turkish Lira
1 Philippine Peso = 0.12961 Trinidad Tobago Dollar
1 Philippine Peso = 0.56365 Taiwan Dollar
1 Philippine Peso = 43.7488 Tanzanian Shilling
1 Philippine Peso = 0.50259 Ukraine Hryvnia
1 Philippine Peso = 70.84694 Ugandan Shilling
1 Philippine Peso = 0.0192 United States Dollar
1 Philippine Peso = 0.54158 Uruguayan New Peso
1 Philippine Peso = 154.65719 Uzbekistan Sum
1 Philippine Peso = 1139.831 Venezuelan Bolivar
1 Philippine Peso = 437.43038 Vietnam Dong
1 Philippine Peso = 2.00538 Vanuatu Vatu
1 Philippine Peso = 0.04922 Samoa Tala
1 Philippine Peso = 10.16881 CFA Franc (BEAC)
1 Philippine Peso = 0.05185 East Caribbean Dollar
1 Philippine Peso = 10.16881 CFA Franc (BCEAO)
1 Philippine Peso = 1.83983 Pacific Franc
1 Philippine Peso = 4.79931 Yemen Riyal
1 Philippine Peso = 0.2292 South African Rand
1 Philippine Peso = 99.66391 Zambian Kwacha
1 Philippine Peso = 6.95026 Zimbabwe dollar

Five technologies that will define 2018 for PH

DIGITAL transformation in the Philippines is expected to accelerate exponentially this year. 

The many opportunities made available by planned improvement in connectivity and various tools available on Cloud services such as Amazon Web Services, protocols triggered by Blockchain and functionalities offered by artificial intelligence and chatbots are now ripe for the picking.

Checking around the many university-promoted hackathons and those created by incubators and start-up searchers there are so many needs to be answered and so many ways to execute a life-changing app. The Filipino developer can create the next Uber or Airbnb. But where could one find the next big thing?

To rationalize this question, consider these ten technologies that I believe will quickly transform 2018 digitally.

BLOCKCHAIN now also known as the “second Internet,” eliminates all manual processes of recording, reviewing and reconciling transactions using an irrevocable ledger. Blockchain provides the scalability, security, agility, reliability and efficiency to make business and individual transactions immutable and completely trustworthy. 

Blockchain transactions are valid individually through what is known as a distributed ledger. This individual proof of validity is also the authorization to make or constrain changes and enforce common changes. A consensus mechanism, developed and run by all parties involved will ensure security fabric for real time transactions can be verified by all those involved in the transaction.

Banks, financing institutions are the obvious beneficiaries of Blockchain but the technology will be advantageous to other industries and sectors as well. In education, it be used to securely conduct online classes and examinations. For government, one use is the creation of a national identification system via a digital identity protocol. For business and enterprise the 

In fact, cryptocurrency is based on and protected by Blockchain. Of the current applications for a distributed ledger, it is the management and use of cryptocurrency that may be the focus of developers in 2018.

Expect companies like Amihan and Hyperledger to lead the developments on Blockchain. Unionbank, with its Ark concept will also lead the next generation of banks, creating a new space for financial transactions.

BUSINESS BOTS will be the next target of Filipino developers. And why not? The country is one of the business process outsourcing centers in Asia and developing chatbots using Artificial Intelligence (AI) is just going to be relevant. Not that chatbots will replace humans in a call center. The idea of taking out routine tasks and assigning these to a conversing robot will make work more focused on tasks that need actual human interaction and understanding. 

Creative Pinoy developers can quickly create bots that can, for example, converse over an e-commerce platform like PoundIt. It can talk in English or Tagalog and can understand the customer’s need and intent, while it goes into a conversational state, instead of a typed or texted form. Filipinos love to talk and ask questions so Machine Learning (ML) and image recognition are key to this business bot. It must be able to respond intelligently. An agile system is necessary to make this integration work.

Now, readily available from Amazon Web Services (AWS) are services that make it easy to create a business bot. Using devices like Amazon Alexa and connecting the technology to Amazon Lex (a speech recognition service), Polly (for text to speech conversion) and Rekognition (image recognition) developers can shorten the work of developing applications with real time and meaning conversation with machines for routine tasks such as securing a boarding pass or getting a movie ticket. 

THE SUPER APP is a term I use in the development of on-demand apps that manage our time and location. 

Filipino developers I have met are always on the lookout for the next big app. Something the size of Uber or AirBnb. But the business model I believe must be more local—more attuned to the needs of the common Pinoy, like a commuting app that assures an empty seat on a UV Express, or a locator of the bus you need to get home or an app that keeps your place in a queue while in a medical center for a check up or the same place in the line at the bus terminal while you get a drink at the nearby 7-11. Even an app that tells the health condition of the frail MRT.

These on demand apps need quick development and quicker turnaround. Observing developers at hackathons is indicative of just how fast the Filipino developers works. Here is an example needed coming from a quick online survey or harassed commuters and students.

 A laundry app, beauty services app, UV express “pila” app, coming late to work (or school) app with a geolocator and time in and out, book sale app, vacant dorm and room-for-rent app. Why with Blockchain we can even vote using an app.

INTERNET OF THINGS makes life easy and smart. Thus the idea of controlling lights, opening doors, turning on appliances is already commonplace. Here will be over 20 billion IoT devices by 2020

Thus the idea of smart cities, smart home, e-retail, and e-health services is quickly moving. The strongest platform of IoT is the most common operating system—Android. Google’s “Android Things” allows faster take up and adoption of IoT. The host of devices, sensors, connectors, processors have also gone up while the prices have gone down. And since IoT is developing rapidly, the hardware makers, cognizant of the security impact it will have in the future have started to develop these with built in security features. 

IBM Watson, Intel Edison, Amazon Dash, the Arduino and Raspberry Pi have opened doors to programmers and developers to study and connect with the vast amount of information and apps already developed. Platforms on AWS, Microsoft Azure, Google Cloud Platform offer an open source environment to maximize the use and application of IoTs. 

Watch how the Pinoy developer, the likes of E-Science comes into this ecosystem with force in 2018.

GAMING is one field where the Filipino developer and game player excel. We have seen Filipinos dominating eSports activities globally. But we have also seen Filipino game developers slowly coming into the game app world with heroic attempts. Part of this gaming development is
Virtual Reality (VR) and Augmented Reality (AR).

Both technologies have redefined gaming and this has continued with gaming trends like Pokemon Go, which seemed to have lost some steam. Nevertheless, global research has predicted that AR and VR will generate $150 billion in revenue by 2020. 

Filipino developers must pursue this potential market. It is not limited to developers as even content is now being pushed with AR behind videos such at those produced using Amazon Go in the field of e-commerce.

I see companies like Synergy 88 at the forefront of gaming development using these technologies.

A caveat though.

I have observed that many developers, mesmerized by making millions of pesos from app development seem to be looking at making money instead of answering a demand or need. I believe this tramples on the development process.

For example, an excellent transport booking app designed for the daily traveller is not getting off the ground because the developer is more concerned towards selling (the process) or monetizing (by advertising) on this proof of concept rather than delivering code and functionality that considers real world situations (spotty Internet, payment systems) and security. Actual performance maybe there, but because of monetization, the transformative reality seemingly taking the backseat.

There is nothing wrong about monetization. Great technology fit to answer a need will necessarily deliver profit. (Raymond G.B. Tribdino)
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