May 24, 2018, 1:33 pm
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1 Philippine Peso = 0.07022 UAE Dirham
1 Philippine Peso = 2.04971 Albanian Lek
1 Philippine Peso = 0.03427 Neth Antilles Guilder
1 Philippine Peso = 0.46553 Argentine Peso
1 Philippine Peso = 0.02521 Australian Dollar
1 Philippine Peso = 0.03403 Aruba Florin
1 Philippine Peso = 0.03824 Barbados Dollar
1 Philippine Peso = 1.6174 Bangladesh Taka
1 Philippine Peso = 0.0318 Bulgarian Lev
1 Philippine Peso = 0.00722 Bahraini Dinar
1 Philippine Peso = 33.47954 Burundi Franc
1 Philippine Peso = 0.01912 Bermuda Dollar
1 Philippine Peso = 0.02536 Brunei Dollar
1 Philippine Peso = 0.13117 Bolivian Boliviano
1 Philippine Peso = 0.07028 Brazilian Real
1 Philippine Peso = 0.01912 Bahamian Dollar
1 Philippine Peso = 1.30067 Bhutan Ngultrum
1 Philippine Peso = 0.19226 Botswana Pula
1 Philippine Peso = 382.79159 Belarus Ruble
1 Philippine Peso = 0.0382 Belize Dollar
1 Philippine Peso = 0.02445 Canadian Dollar
1 Philippine Peso = 0.01907 Swiss Franc
1 Philippine Peso = 12.17151 Chilean Peso
1 Philippine Peso = 0.12202 Chinese Yuan
1 Philippine Peso = 54.9522 Colombian Peso
1 Philippine Peso = 10.70612 Costa Rica Colon
1 Philippine Peso = 0.01912 Cuban Peso
1 Philippine Peso = 1.78834 Cape Verde Escudo
1 Philippine Peso = 0.41644 Czech Koruna
1 Philippine Peso = 3.3891 Djibouti Franc
1 Philippine Peso = 0.12076 Danish Krone
1 Philippine Peso = 0.94646 Dominican Peso
1 Philippine Peso = 2.21398 Algerian Dinar
1 Philippine Peso = 0.25367 Estonian Kroon
1 Philippine Peso = 0.34149 Egyptian Pound
1 Philippine Peso = 0.52008 Ethiopian Birr
1 Philippine Peso = 0.01621 Euro
1 Philippine Peso = 0.03927 Fiji Dollar
1 Philippine Peso = 0.01423 Falkland Islands Pound
1 Philippine Peso = 0.01423 British Pound
1 Philippine Peso = 0.08859 Ghanaian Cedi
1 Philippine Peso = 0.89503 Gambian Dalasi
1 Philippine Peso = 172.06501 Guinea Franc
1 Philippine Peso = 0.14027 Guatemala Quetzal
1 Philippine Peso = 3.93289 Guyana Dollar
1 Philippine Peso = 0.15004 Hong Kong Dollar
1 Philippine Peso = 0.45428 Honduras Lempira
1 Philippine Peso = 0.11999 Croatian Kuna
1 Philippine Peso = 1.19751 Haiti Gourde
1 Philippine Peso = 5.1499 Hungarian Forint
1 Philippine Peso = 271.08987 Indonesian Rupiah
1 Philippine Peso = 0.06827 Israeli Shekel
1 Philippine Peso = 1.30228 Indian Rupee
1 Philippine Peso = 22.63862 Iraqi Dinar
1 Philippine Peso = 804.0153 Iran Rial
1 Philippine Peso = 1.99809 Iceland Krona
1 Philippine Peso = 2.38145 Jamaican Dollar
1 Philippine Peso = 0.0135 Jordanian Dinar
1 Philippine Peso = 2.12293 Japanese Yen
1 Philippine Peso = 1.91587 Kenyan Shilling
1 Philippine Peso = 1.30863 Kyrgyzstan Som
1 Philippine Peso = 77.2065 Cambodia Riel
1 Philippine Peso = 7.91109 Comoros Franc
1 Philippine Peso = 17.20841 North Korean Won
1 Philippine Peso = 20.57725 Korean Won
1 Philippine Peso = 0.00577 Kuwaiti Dinar
1 Philippine Peso = 0.01568 Cayman Islands Dollar
1 Philippine Peso = 6.29369 Kazakhstan Tenge
1 Philippine Peso = 159.08222 Lao Kip
1 Philippine Peso = 28.77629 Lebanese Pound
1 Philippine Peso = 3.0153 Sri Lanka Rupee
1 Philippine Peso = 2.55793 Liberian Dollar
1 Philippine Peso = 0.24207 Lesotho Loti
1 Philippine Peso = 0.05829 Lithuanian Lita
1 Philippine Peso = 0.01187 Latvian Lat
1 Philippine Peso = 0.02595 Libyan Dinar
1 Philippine Peso = 0.18017 Moroccan Dirham
1 Philippine Peso = 0.31807 Moldovan Leu
1 Philippine Peso = 0.99293 Macedonian Denar
1 Philippine Peso = 25.85086 Myanmar Kyat
1 Philippine Peso = 45.83174 Mongolian Tugrik
1 Philippine Peso = 0.15455 Macau Pataca
1 Philippine Peso = 6.76864 Mauritania Ougulya
1 Philippine Peso = 0.65679 Mauritius Rupee
1 Philippine Peso = 0.29771 Maldives Rufiyaa
1 Philippine Peso = 13.64149 Malawi Kwacha
1 Philippine Peso = 0.37878 Mexican Peso
1 Philippine Peso = 0.07606 Malaysian Ringgit
1 Philippine Peso = 0.24208 Namibian Dollar
1 Philippine Peso = 6.88337 Nigerian Naira
1 Philippine Peso = 0.59598 Nicaragua Cordoba
1 Philippine Peso = 0.15388 Norwegian Krone
1 Philippine Peso = 2.08185 Nepalese Rupee
1 Philippine Peso = 0.02752 New Zealand Dollar
1 Philippine Peso = 0.00735 Omani Rial
1 Philippine Peso = 0.01912 Panama Balboa
1 Philippine Peso = 0.0627 Peruvian Nuevo Sol
1 Philippine Peso = 0.06117 Papua New Guinea Kina
1 Philippine Peso = 1 Philippine Peso
1 Philippine Peso = 2.20841 Pakistani Rupee
1 Philippine Peso = 0.06955 Polish Zloty
1 Philippine Peso = 107.60994 Paraguayan Guarani
1 Philippine Peso = 0.06959 Qatar Rial
1 Philippine Peso = 0.07495 Romanian New Leu
1 Philippine Peso = 1.17737 Russian Rouble
1 Philippine Peso = 16.18375 Rwanda Franc
1 Philippine Peso = 0.0717 Saudi Arabian Riyal
1 Philippine Peso = 0.15039 Solomon Islands Dollar
1 Philippine Peso = 0.26023 Seychelles Rupee
1 Philippine Peso = 0.34331 Sudanese Pound
1 Philippine Peso = 0.16581 Swedish Krona
1 Philippine Peso = 0.02562 Singapore Dollar
1 Philippine Peso = 0.01424 St Helena Pound
1 Philippine Peso = 0.42459 Slovak Koruna
1 Philippine Peso = 149.13958 Sierra Leone Leone
1 Philippine Peso = 10.7457 Somali Shilling
1 Philippine Peso = 397.36138 Sao Tome Dobra
1 Philippine Peso = 0.1673 El Salvador Colon
1 Philippine Peso = 9.84665 Syrian Pound
1 Philippine Peso = 0.24215 Swaziland Lilageni
1 Philippine Peso = 0.61434 Thai Baht
1 Philippine Peso = 0.04906 Tunisian Dinar
1 Philippine Peso = 0.04426 Tongan paʻanga
1 Philippine Peso = 0.08746 Turkish Lira
1 Philippine Peso = 0.12714 Trinidad Tobago Dollar
1 Philippine Peso = 0.57119 Taiwan Dollar
1 Philippine Peso = 43.51816 Tanzanian Shilling
1 Philippine Peso = 0.49847 Ukraine Hryvnia
1 Philippine Peso = 71.12811 Ugandan Shilling
1 Philippine Peso = 0.01912 United States Dollar
1 Philippine Peso = 0.59981 Uruguayan New Peso
1 Philippine Peso = 152.58126 Uzbekistan Sum
1 Philippine Peso = 1501.96941 Venezuelan Bolivar
1 Philippine Peso = 435.35373 Vietnam Dong
1 Philippine Peso = 2.08088 Vanuatu Vatu
1 Philippine Peso = 0.0494 Samoa Tala
1 Philippine Peso = 10.62849 CFA Franc (BEAC)
1 Philippine Peso = 0.05163 East Caribbean Dollar
1 Philippine Peso = 10.62849 CFA Franc (BCEAO)
1 Philippine Peso = 1.92218 Pacific Franc
1 Philippine Peso = 4.7782 Yemen Riyal
1 Philippine Peso = 0.24216 South African Rand
1 Philippine Peso = 99.22562 Zambian Kwacha
1 Philippine Peso = 6.91969 Zimbabwe dollar

Five technologies that will define 2018 for PH

DIGITAL transformation in the Philippines is expected to accelerate exponentially this year. 

The many opportunities made available by planned improvement in connectivity and various tools available on Cloud services such as Amazon Web Services, protocols triggered by Blockchain and functionalities offered by artificial intelligence and chatbots are now ripe for the picking.

Checking around the many university-promoted hackathons and those created by incubators and start-up searchers there are so many needs to be answered and so many ways to execute a life-changing app. The Filipino developer can create the next Uber or Airbnb. But where could one find the next big thing?

To rationalize this question, consider these ten technologies that I believe will quickly transform 2018 digitally.

BLOCKCHAIN now also known as the “second Internet,” eliminates all manual processes of recording, reviewing and reconciling transactions using an irrevocable ledger. Blockchain provides the scalability, security, agility, reliability and efficiency to make business and individual transactions immutable and completely trustworthy. 

Blockchain transactions are valid individually through what is known as a distributed ledger. This individual proof of validity is also the authorization to make or constrain changes and enforce common changes. A consensus mechanism, developed and run by all parties involved will ensure security fabric for real time transactions can be verified by all those involved in the transaction.

Banks, financing institutions are the obvious beneficiaries of Blockchain but the technology will be advantageous to other industries and sectors as well. In education, it be used to securely conduct online classes and examinations. For government, one use is the creation of a national identification system via a digital identity protocol. For business and enterprise the 

In fact, cryptocurrency is based on and protected by Blockchain. Of the current applications for a distributed ledger, it is the management and use of cryptocurrency that may be the focus of developers in 2018.

Expect companies like Amihan and Hyperledger to lead the developments on Blockchain. Unionbank, with its Ark concept will also lead the next generation of banks, creating a new space for financial transactions.

BUSINESS BOTS will be the next target of Filipino developers. And why not? The country is one of the business process outsourcing centers in Asia and developing chatbots using Artificial Intelligence (AI) is just going to be relevant. Not that chatbots will replace humans in a call center. The idea of taking out routine tasks and assigning these to a conversing robot will make work more focused on tasks that need actual human interaction and understanding. 

Creative Pinoy developers can quickly create bots that can, for example, converse over an e-commerce platform like PoundIt. It can talk in English or Tagalog and can understand the customer’s need and intent, while it goes into a conversational state, instead of a typed or texted form. Filipinos love to talk and ask questions so Machine Learning (ML) and image recognition are key to this business bot. It must be able to respond intelligently. An agile system is necessary to make this integration work.

Now, readily available from Amazon Web Services (AWS) are services that make it easy to create a business bot. Using devices like Amazon Alexa and connecting the technology to Amazon Lex (a speech recognition service), Polly (for text to speech conversion) and Rekognition (image recognition) developers can shorten the work of developing applications with real time and meaning conversation with machines for routine tasks such as securing a boarding pass or getting a movie ticket. 

THE SUPER APP is a term I use in the development of on-demand apps that manage our time and location. 

Filipino developers I have met are always on the lookout for the next big app. Something the size of Uber or AirBnb. But the business model I believe must be more local—more attuned to the needs of the common Pinoy, like a commuting app that assures an empty seat on a UV Express, or a locator of the bus you need to get home or an app that keeps your place in a queue while in a medical center for a check up or the same place in the line at the bus terminal while you get a drink at the nearby 7-11. Even an app that tells the health condition of the frail MRT.

These on demand apps need quick development and quicker turnaround. Observing developers at hackathons is indicative of just how fast the Filipino developers works. Here is an example needed coming from a quick online survey or harassed commuters and students.

 A laundry app, beauty services app, UV express “pila” app, coming late to work (or school) app with a geolocator and time in and out, book sale app, vacant dorm and room-for-rent app. Why with Blockchain we can even vote using an app.

INTERNET OF THINGS makes life easy and smart. Thus the idea of controlling lights, opening doors, turning on appliances is already commonplace. Here will be over 20 billion IoT devices by 2020

Thus the idea of smart cities, smart home, e-retail, and e-health services is quickly moving. The strongest platform of IoT is the most common operating system—Android. Google’s “Android Things” allows faster take up and adoption of IoT. The host of devices, sensors, connectors, processors have also gone up while the prices have gone down. And since IoT is developing rapidly, the hardware makers, cognizant of the security impact it will have in the future have started to develop these with built in security features. 

IBM Watson, Intel Edison, Amazon Dash, the Arduino and Raspberry Pi have opened doors to programmers and developers to study and connect with the vast amount of information and apps already developed. Platforms on AWS, Microsoft Azure, Google Cloud Platform offer an open source environment to maximize the use and application of IoTs. 

Watch how the Pinoy developer, the likes of E-Science comes into this ecosystem with force in 2018.

GAMING is one field where the Filipino developer and game player excel. We have seen Filipinos dominating eSports activities globally. But we have also seen Filipino game developers slowly coming into the game app world with heroic attempts. Part of this gaming development is
Virtual Reality (VR) and Augmented Reality (AR).

Both technologies have redefined gaming and this has continued with gaming trends like Pokemon Go, which seemed to have lost some steam. Nevertheless, global research has predicted that AR and VR will generate $150 billion in revenue by 2020. 

Filipino developers must pursue this potential market. It is not limited to developers as even content is now being pushed with AR behind videos such at those produced using Amazon Go in the field of e-commerce.

I see companies like Synergy 88 at the forefront of gaming development using these technologies.

A caveat though.

I have observed that many developers, mesmerized by making millions of pesos from app development seem to be looking at making money instead of answering a demand or need. I believe this tramples on the development process.

For example, an excellent transport booking app designed for the daily traveller is not getting off the ground because the developer is more concerned towards selling (the process) or monetizing (by advertising) on this proof of concept rather than delivering code and functionality that considers real world situations (spotty Internet, payment systems) and security. Actual performance maybe there, but because of monetization, the transformative reality seemingly taking the backseat.

There is nothing wrong about monetization. Great technology fit to answer a need will necessarily deliver profit. (Raymond G.B. Tribdino)
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Summer ‘Kampf’

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By BERNARD KARGANILLA | May 24,2018
‘Prepare for peace, learn a new skill, prepare for war, enjoy a new hobby: join a summer camp. Life is a struggle (Kampf).’

Opinion of the Day

Passive smoking is more deadly

Philip S. Chua's picture
By PHILIP S. CHUA | May 24, 2018
‘Parents, especially pregnant mothers, should not smoke, but if they have to, they should do it outside the home, and away from people.’